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Choose the short term care plan you need


Coverage for up to 90 days


Offering benefits similar to our standard health insurance plans, Short Term Health Care gives you coverage for those “in-between” periods of life.


You select the length of coverage you need: 30, 45, 60 or 90 days. Then choose your desired effective date. Your short term health care coverage can start as soon as the day after you complete your application.


With help from IBD, it’s simple to enroll in a short term care plan. And we will help you decide on the choice of deductibles available for you.


Get a free rate quote now


IBD agents are ready to help you accomplish your goal of quick application processing, easy enrollment and the peace of mind of immediate coverage when you need it.


Use the handy form at the right to receive a quote. Or to request further information on Short Term Health Insurance, contact us by phone or email.



Some Frequently Asked Questions About Short Term Health Care


Q. What is the coverage period for Short Term insurance?
A. 30, 45, 60 or 90 days.


Q. How long must I wait between Short Term Care policies?
A. Only one Short Term Care policy is permitted within a 12 month period.


Q. What happens if I cancel my policy?
A. Blue Cross and Blue Shield of North Carolina will refund your initial premium if you return the benefit booklet and your ID card within 10 days of their receipt. You may also cancel after the initial 10 days and your premium refund will be prorated accordingly.


Q. Am I eligible for a Short Term Care policy?
A. For eligibility, you must qualify medically, be a resident of North Carolina, under age 65, and not be enrolled in Medicare or Medicaid. Your dependent children must be not be over age 18 unless they are a fulltime student (up to 26 yrs. of age).


Q. Can I get coverage for longer than 90 days?
A. For longer coverage we suggest a Blue Advantage individual health insurance plan. Use the Free quote form provided here or call an IBD agent for more information.


Q. How do I make sure I have no lapse in coverage?
A. We help you coordinate effective dates. For example, sending in your Blue Advantage application 30 days before your Short Term policy expires.







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IBD Insurance Services, Inc.
3733 National Drive, Suite 232, Raleigh, NC 27612
Phone: 800 615-5980
FAX: 919 510-8876
http://www.ibdinsurance.com

ibd Insurance Services, Inc. of NC is an independent authorized BCBSNC producer/agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by ibd Insurance Services, Inc. of NC. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.


® Registered mark of the Blue Cross and Blue Shield Association, SM Service mark of the Blue Cross and Blue Shield Association