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BCBSNC Health Assessment Tools


Assessing Your Health With IBD Insurance



Since 2003, Blue Cross and Blue Shield of North Carolina has put out an annual State of Preventive Health report, which is a health assessment tool that addresses issues that affect one's health such as bad eating habits and lack of inactivity or exercise. In addition to sharing valuable information with the public regarding various health concerns within the community, BCBSNC has also designed programs to help members make healthier lifestyle changes.  There is no doubt that the cost of health care is rising and it is no secret that a large part of the reason is due, in part, to chronic illnesses that could be prevented. Even if you are dligent about taking care of yourself you'll stti need a good, reliable health care that will be there when you need it. The qualified agents at IBD Insurnace understands your need for affordable, reliable insurance and can help you find the right BCBSNC plan to suit your needs without breaking your budget.


What Are Employers Doing For Health Insurance?

Based on what BCBSNC found out from doing research, on average, employers who have BCBSNC plans offer four workplace wellness programs/policies.  The most commonly offered programs, which have the lowest cost but most significant impact on companies include the following:


 

- Smoke-free area (87%)
- Entirely smoke-free workplace (65%)
- Paid time off for doctor's visits (61%)
- Opportunities for physical activity during the workday (37%)


 

Additionally, larger companies (as expected) tend to offer more programs than smaller employers and have more positive attitudes toward workplace wellness initiatives.  While many employers believe that employees who engage in unhealthy lifestyle choices such as excessive drinking and smoking, should have to pay more for their health insurance coverage, they are not as likely to penalize those employees who engage in other unhealthy lifestyle choices such as being overweight or not participating in physical activity.  The common trend nowadays is for employees to find their own health care.  IBD can help you figure out which plan will fit within your current income that can still provide you with the benefits that you and your family needs.

BCBSNC Insurance -- Prevention is Better Than Cure


The first step to improving your health is knowing how to improve it.  For this reason, BCBSNC developed another health assessment tool called Your Health Profile, which is designed to help employers and individuals understand and then act on possible health risks. Your Health Profile is a confidential health risk assessment that is available to employer groups for their BCBSNC-covered employees.  The assessment includes a comprehensive questionnaire for individuals that asks questions related to nutrition, physical activity, tobacco use, safety, preventable disease, stress and more.  The hope with this program is that employers will use the information collected by employees to help them design and promote programs that target the specific health-related needs and concerns of their employees. In this day and age, your health is everything.  However, when your health fails, that's where having quality insruance like Blue Cross Blue Shield of North Carolina becomes very important. IBD Insurance can help you find the most suitable BCBSNC insurance plan to fit your needs.  Call us today to get your free rate quote and let IBD find the right kind of insurance plan for you.






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IBD Insurance Services, Inc.
3733 National Drive, Suite 232, Raleigh, NC 27612
Phone: 800 615-5980
FAX: 919 510-8876
http://www.ibdinsurance.com

ibd Insurance Services, Inc. of NC is an independent authorized BCBSNC producer/agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by ibd Insurance Services, Inc. of NC. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.


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